Plant. Harvest. Prosper. Podcast

Hosts Kellen Williams, CFP®, Licensed Investment Advisor, with guest appearances by Financial Harvest Wealth Advisors' founders, David and Katie Witter, along with other team members and industry experts.
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photo for Episode 53: The Retirement Paycheck
September 29, 2026

Episode 53: The Retirement Paycheck

In Episode 53 of Plant. Harvest. Prosper., host Kellen Williams addresses a question he hears constantly from clients who have saved well for decades, including many engineers: how do you go from saving and investing to receiving income without a job? After 30 or 40 years of a paycheck that arrives on schedule, the next one has to be built on purpose, and it needs to last for decades instead of pay periods.
photo for Episode 52: The Asset Protection Move: Why the People Most Likely to Get Sued Are the Ones Who Prepare the Least
August 31, 2026

Episode 52: The Asset Protection Move: Why the People Most Likely to Get Sued Are the Ones Who Prepare the Least

In Episode 52 of Plant. Harvest. Prosper., host Kellen Williams turns to a topic that rarely gets clicks but carries some of the highest stakes in the series: asset protection. It’s the planning layer that decides whether the wealth you spent decades building can survive a lawsuit, a car accident, a business dispute, or a divorce, none of which are always within your control.
photo for Episode 51: The Concentration Trap: What a Signing Bonus, a Business Owner’s Equity, and Executive Stock All Have in Common
July 30, 2026

Episode 51: The Concentration Trap: What a Signing Bonus, a Business Owner’s Equity, and Executive Stock All Have in Common

In Episode 51 of Plant. Harvest. Prosper., host Kellen Williams tackles one of the most misunderstood risks in wealth building: concentration. It’s the force that creates nearly every great fortune, and the same force that quietly threatens to take a significant portion of it back.
photo for Episode 50: The 5-Year Earning Window: What Athletes and Business Owners Share That No One Talks About
July 1, 2026

Episode 50: The 5-Year Earning Window: What Athletes and Business Owners Share That No One Talks About

In this milestone 50th episode of Plant. Harvest. Prosper., host Kellen Williams puts two groups side by side that would swear they have nothing in common, professional athletes and business owners nearing a sale, and reveals why they’re actually running the in a compressed earning window.
photo for Episode 49: Sudden Money, Slow Wisdom: Why Windfalls Require a Different Kind of Team
May 29, 2026

Episode 49: Sudden Money, Slow Wisdom: Why Windfalls Require a Different Kind of Team

In this episode of Plant. Harvest. Prosper., host Kellen Williams breaks down what really happens in the first 90 days after a sudden money event and why the families who keep their wealth are almost never the ones with the flashiest investment ideas or the savviest dealmaking instincts.
photo for Episode 48: The $5 Million Lesson — What a Morgan Stanley Fraud Case Teaches Every Investor
April 29, 2026

Episode 48: The $5 Million Lesson — What a Morgan Stanley Fraud Case Teaches Every Investor

In this episode of Plant. Harvest. Prosper., host Kellen Williams unpacks the recent conviction of a former Morgan Stanley advisor who defrauded three NBA players out of more than $5 million and explains why the structural gaps behind that case are quietly draining wealth from ordinary households every day.
photo for Episode 47: War, Oil, and Volatility — What Does It All Mean for Investors?
March 30, 2026

Episode 47: War, Oil, and Volatility — What Does It All Mean for Investors?

In this episode of Plant. Harvest. Prosper., we step back from the noise to focus on what actually matters for long-term investors. Rather than reacting to daily news cycles, this conversation centers on perspective, discipline, and understanding how markets have historically behaved during uncertain times.
photo for Episode 46: Trump Accounts: Opportunity or Overhyped?
February 28, 2026

Episode 46: Trump Accounts: Opportunity or Overhyped?

In this episode of Plant. Harvest. Prosper., we break down the newly announced “Trump Accounts,” set to launch July 4, 2026. While the name has sparked plenty of conversation, the more important discussion is this: How do these accounts actually work and where do they fit in a family’s financial plan?
photo for Episode 45: Why Global Diversification Matters Now More Than Ever with CEO, David Witter
January 30, 2026

Episode 45: Why Global Diversification Matters Now More Than Ever with CEO, David Witter

In this episode, Kellen Williams, CFP®, sits down with David Witter, Founder and CEO of Financial Harvest Wealth Advisors, to unpack why global diversification matters now more than ever.
photo for Revisiting Episode 33: Choosing Contentment or the Endless Chase for More
December 23, 2025

Revisiting Episode 33: Choosing Contentment or the Endless Chase for More

Revisiting Plant. Harvest. Prosper. Episode 33: Choosing Contentment or the Endless Chase for More