Wise Money Decisions

Announcements, updates, events, and explorations of current financial topics.
photo for Episode 53: The Retirement Paycheck
September 29, 2026

Episode 53: The Retirement Paycheck

In Episode 53 of Plant. Harvest. Prosper., host Kellen Williams addresses a question he hears constantly from clients who have saved well for decades, including many engineers: how do you go from saving and investing to receiving income without a job? After 30 or 40 years of a paycheck that arrives on schedule, the next one has to be built on purpose, and it needs to last for decades instead of pay periods.
photo for New Webinar Recording: Turn Your Benefits Into Lasting, Tax-Efficient Wealth
September 24, 2026

New Webinar Recording: Turn Your Benefits Into Lasting, Tax-Efficient Wealth

In this recent live webinar event, David Witter and Kellen Williams cover some must-know benefit maximization strategies for executives. This 60-minute presentation gives executives tools for ensuring their compensation and benefit packages are creating wealth for retirement and future generations, while avoiding common pitfalls that lead to higher taxes and missed opportunities. Executive Benefit Webinar Topics include: If you’d like to know more about these types of benefit strategies, check out the Video Library for more webinars, Plant. Harvest. Prosper. Podcast for over 50 episodes of timely financial discussions, or learn more about getting a hands-on Second Opinion Financial Checkup.
photo for What 75 Years of Market Data Shows for Midterm Election Impacts
September 23, 2026

What 75 Years of Market Data Shows for Midterm Election Impacts

In this quick breakdown, David Witter and Kellen Williams pull the numbers going back to 1950, including what happens in the 12 months after you invest on election day itself. The results might surprise you, and they say a lot more about how to think about your own plan than any headline will.
photo for Episode 52: The Asset Protection Move: Why the People Most Likely to Get Sued Are the Ones Who Prepare the Least
August 31, 2026

Episode 52: The Asset Protection Move: Why the People Most Likely to Get Sued Are the Ones Who Prepare the Least

In Episode 52 of Plant. Harvest. Prosper., host Kellen Williams turns to a topic that rarely gets clicks but carries some of the highest stakes in the series: asset protection. It’s the planning layer that decides whether the wealth you spent decades building can survive a lawsuit, a car accident, a business dispute, or a divorce, none of which are always within your control.
photo for Tax Planning for Retirement
August 28, 2026

Tax Planning for Retirement

Are taxes quietly eroding your future retirement income and the assets you hope to preserve for your family’s security and legacy? In 90 focused minutes, you’ll learn how retirement income is taxed and how small decisions today shape how long your money lasts, how much after-tax income you enjoy for your lifestyle, and the legacy you can leave for loved ones.
photo for Join Us for September Coffee Talk
August 18, 2026

Join Us for September Coffee Talk

Join us for coffee and conversation as we discuss current market conditions, the upcoming mid-term elections, volatile oil prices, and the economic trends shaping today’s investment landscape.
photo for Episode 51: The Concentration Trap: What a Signing Bonus, a Business Owner’s Equity, and Executive Stock All Have in Common
July 30, 2026

Episode 51: The Concentration Trap: What a Signing Bonus, a Business Owner’s Equity, and Executive Stock All Have in Common

In Episode 51 of Plant. Harvest. Prosper., host Kellen Williams tackles one of the most misunderstood risks in wealth building: concentration. It’s the force that creates nearly every great fortune, and the same force that quietly threatens to take a significant portion of it back.
photo for Episode 50: The 5-Year Earning Window: What Athletes and Business Owners Share That No One Talks About
July 1, 2026

Episode 50: The 5-Year Earning Window: What Athletes and Business Owners Share That No One Talks About

In this milestone 50th episode of Plant. Harvest. Prosper., host Kellen Williams puts two groups side by side that would swear they have nothing in common, professional athletes and business owners nearing a sale, and reveals why they’re actually running the in a compressed earning window.
photo for Episode 49: Sudden Money, Slow Wisdom: Why Windfalls Require a Different Kind of Team
May 29, 2026

Episode 49: Sudden Money, Slow Wisdom: Why Windfalls Require a Different Kind of Team

In this episode of Plant. Harvest. Prosper., host Kellen Williams breaks down what really happens in the first 90 days after a sudden money event and why the families who keep their wealth are almost never the ones with the flashiest investment ideas or the savviest dealmaking instincts.
photo for Episode 48: The $5 Million Lesson — What a Morgan Stanley Fraud Case Teaches Every Investor
April 29, 2026

Episode 48: The $5 Million Lesson — What a Morgan Stanley Fraud Case Teaches Every Investor

In this episode of Plant. Harvest. Prosper., host Kellen Williams unpacks the recent conviction of a former Morgan Stanley advisor who defrauded three NBA players out of more than $5 million and explains why the structural gaps behind that case are quietly draining wealth from ordinary households every day.