Our Wealth Management Consultative Process utilizes five distinct appointments to help our clients care for their array of wealth management concerns. Clients frequently report that utilizing this method helps them take effective, organized action toward achieving their objectives. The first two meetings combined represent our Second Opinion Service (S.O.S.) while the latter three implement each client’s custom designed investment and wealth management plan.
"..the best way to own common stocks is through an index fund..." - Warren Buffett, Berkshire Hathaway, Inc. 1996 Shareholder Letter
"While it is a tragedy that the vast majority of investors unnecessarily miss out on the market returns that are available to anyone by adopting a passive investment strategy, the really great tragedy in life is that they also miss out on the important things in life in pursuit of the "Holy Grail of Outperformance." - Larry Swedrow – "Wise Investing Made Simple"
“I have a lot of friends who work in the securities business, and all of them just buy the stock market. I don’t know any of them who are stock pickers.” - Benjamin Stein- TV host of Win Ben Stein’s Money, SmartMoney
“When it comes down to how we are performing, we are trailing in the market’s wake. People ought to recognize that the average fund can never outperform the market in total.” - John Fossel - Former Chairman, The Oppenheimer Funds
"If I have noticed anything over these sixty years on Wall Street, it is that people do not succeed in forecasting what's going to happen to the stock market." - Benjamin Graham– Legendary investor and author, Security Analysis
"The best throw of the dice is to throw them away." -English Proverb
“All the time and effort people devote to picking the right fund, the hot hand, the great manager, have in most cases, led to no advantage. Most investors would be better off in an index fund.” - Peter Lynch - Legendary Manager of Fidelity Magellan
“The statistical evidence proving stock index funds outperform between 80% and 90% of actively managed equity funds is so overwhelming that it takes enormously expensive advertising campaigns to obscure the truth from investors.” - The Motley Fool - Internet Advisor
“ After nearly fifty years in this business, I do not know of anybody who has done it (market timing) successfully, and consistently. I don’t even know anybody who knows anybody who has done it successfully and consistently.” - John C. Bogle, SR. - Former Chairman & Founder, The Vanguard Group
“By day we write about ‘Six Funds to Buy NOW!’… By night, we invest in sensible index funds. Unfortunately, pro-index fund stories don’t sell magazines.” - Anonymous - Fortune Magazine Writer
"...Despite all the hoopla surrounding the fund performance surveys, empirical evidence casts strong doubt on the naïve application of past performance to the selection of investment managers." - William Sharpe, et al, Investments (2nd ed.)
“I believe the search for top-performing stock funds is an intellectually discredited exercise that will come to be viewed as one of the great financial follies of the late 20th century. Ignore market timers, Wall Street strategists, technical analysts, and bozo journalists who make market predictions … Admit to your therapist that you can’t beat the market.” - Jonathan Clements - Columnist, Wall Street Journal
"Most of the mutual fund investments I have are index funds..." - Charles R. Schwab, Author, Guide to Financial
