Episode 45: Why Global Diversification Matters Now More Than Ever with CEO, David Witter

With tariff headlines resurfacing, the U.S. dollar posting its weakest year in over a decade, and global markets outperforming U.S. stocks in 2025, many investors are asking a timely question:

Should I keep all my investments in America?

In this episode, Kellen Williams, CFP®, sits down with David Witter, Founder and CEO of Financial Harvest Wealth Advisors, to unpack why global diversification matters now more than ever.

David explains why diversification is not just a theory, but a strategy that has worked across decades and market cycles. You’ll hear insights on:

• Why international and emerging markets significantly outperformed U.S. stocks in 2025
• How dollar weakness can actually benefit globally diversified portfolios
• Why chasing recent returns often leads investors to miss opportunities
• How diversification creates flexibility for income and rebalancing, especially in retirement
• Why headlines and market noise are never a strategy

U.S. markets have dominated for years—but that dominance has been historically abnormal. As market leadership rotates, investors who remained globally diversified were better positioned to capture returns and manage risk without reacting emotionally to headlines.

As David puts it, investors ultimately face two choices: react to the crisis of the day or follow a disciplined, long-term plan.

LISTEN HERE

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