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October 31, 2025
Episode 43: The Health Savings Account – The Only Triple Tax Free Account
If there were an account that gave you three different tax breaks, could be used for health care, and even help boost your retirement savings — would you believe it?
In this month’s episode of Plant. Harvest. Prosper., Financial Harvest Investment Advisor and Portfolio Manager Josiah Martin uncovers what might be the most underused tool in personal finance: the Health Savings Account (HSA).
With open enrollment season here, now is the perfect time to learn how this triple tax-advantaged account can strengthen both your short-term finances and long-term retirement plan. Josiah explains:
- How an HSA works and who qualifies.
- Why it can outperform even a 401(k) or IRA when used strategically.
- Upcoming 2026 rule changes that make HSAs more flexible and accessible than ever.
He also shares a powerful strategy for using your HSA to create a tax-free health care fund in retirement and how small contributions today can grow into big benefits later.
Listen to the full episode to learn how to plant the seeds now for long-term prosperity with one of the most overlooked financial tools available.
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