Episode 42: What’s Happening to Social Security?

Headlines about Social Security seem to surface every few months, claiming that it’s “running out,” warning of a rise in the retirement age, and predicting drastic cuts to benefits. With so much noise, it’s hard to know what’s actually true.

In the latest episode of Plant. Harvest. Prosper., Josiah Martin, Investment Advisor and Portfolio Manager at Financial Harvest Wealth Advisors, takes a closer look at the future of Social Security.

While the program faces real financial pressures, it’s not disappearing. But change is likely. In this episode, Josiah unpacks the misconceptions, outlines what adjustments might come, and offers practical guidance for how you can plan with confidence no matter what happens in Washington.

Here are three highlights you’ll hear about the future of Social Security in the full podcast:

• Why Social Security isn’t going away—even if the trust funds are depleted.
• The demographic and economic pressures driving talk of change.
• How individuals at different life stages (under 50, nearing retirement, or already retired) can prepare wisely.

The full episode provides a plain-English breakdown of how Social Security works, the political realities shaping its future, and the smart steps you can take now to protect your financial security.

LISTEN HERE

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