Through our Wealth Management Process, along with our strategic partnerships and professional network, we deliver highly-personalized, fee-based advice to help our clients preserve and enhance their wealth across generations to live a life well lived.
Who We Serve
Our clients tend to consist of the top 5% of Americans in terms of assets, who share similar personality traits such as patience, prudence, discipline and composure. They tend to be corporate executives, physicians, business professionals, as well as business owners engaged in or beginning succession planning.
Explore our logo to learn how FHWA can help you.
We live in a world of risks. Wealth Protection involves assessing which risks to avoid, which to accept, which to reduce, and which to transfer. After helping clients with a risk assessment, we design a specific strategy for coping effectively with each risk. We accomplish this for clients by working with our Professional Network of attorneys, CPAs and insurance specialists to grant you peace of mind.
As we age, we tend to focus more on the legacy we will leave. FHWA first listens to learn what your charitable intent is. Second, we then aim to maximize your charitable impact through working in tandem with our Professional Network. This ensures that you will fulfill your altruistic purposes and often amplifies your impact.
Financial Harvest Wealth Advisors clients tend to be parents and grandparents who value family. Our commitment is to help clients effectively and efficiently transfer wealth to their loved ones.
* Effectively means your wishes are adhered to in a process that produces harmony, not disagreements.
* Efficiently means transfer of ownership occurs with minimal probate fees and taxes.
In today's higher tax environment, the affluent know tax efficient investing and mitigation strategies are required. Our passive investing method generates 1/6th the turnover versus the industry, which reduces capital gains and investment income surtax. Additionally our Wealth Management Process utilizing our Professional Network allows for individualized tax mitigation strategies that integrate with your Investment Plan.
Since our average client is already a millionaire, we employ strategies aimed appropriately as their objectives shift from growing wealth to preserving wealth. Preserving wealth means having more than enough money throughout your lifetime to protect your independence and dignity.
We help you cope effectively with the four fundamental threats to maintaining your lifestyle for 30 years of retirement - inflation, taxes, longevity and disappearing entitlements. Compared to the average equity investor*, our clients typically produce two to three times the return on their capital with 77% less expense versus the industry. Our method also reduces risk generally by 25% and reduces tax liabilities (see Mitigating Taxes).
*Dalbar Research Quantitative Analysis of Investor Behavior 2012